Monday, April 27, 2009

Health Insurance Program Eligibility Update

In response to the April 22, 2009 announcement from the ABA Law Student Division regarding the availability of purchasing health insurance up to one year after graduation with UnitedHealthcare Student Resources (UHCSR), some law students were informed by UHCSR customer service agents that they were ineligible for the plan if they were not going to be actively attending classes for 31 days after the purchase of the insurance plan.
Although this is the eligibility requirement for initial enrollment, UHCSR worked with the ABA Law Student Division to respond to the growing number of graduating law students without employer health insurance coverage and agreed to waive the 31-day class attendance requirement through May 15, 2009. UHCSR sent notification to all its customer service representatives this morning advising them of this exception for the ABA Law Student Division plan.
Graduating law students, who are currently uninsured, may purchase the 2008-2009 ABA/LSD plan coverage prior to graduating or no later than May 15, 2009, whichever occurs first:
- Semi-Annual coverage before May 1, 2009; or
- Quarterly after May 1, 2009
Students who are insured under this plan on their graduation date can continue coverage up to one year past graduation.
Graduate extension coverage purchased after August 1, 2009 will fall under the 2009-2010 plan and the rates for the 2009-2010 plan will be available in the next month. Each student has a choice of one of the benefits plans. Plan I has higher benefits than Plan II. Make your selection carefully. You cannot upgrade coverage after the initial purchase of the Plan for the policy year. Please be aware that if you choose to change plans in any subsequent policy year, a new Pre-Existing Condition exclusion and waiting period will apply.
If you are currently insured under another UHCSR school endorsed plan, you cannot receive a refund on your school UHCSR plan if you choose to purchase additional coverage under the ABA/LSD plan
Since benefits may be different than your current plan, students may view the health plan benefits and enroll online at https://www.uhcsr.com/ABA. Please contact UHCSR directly at 800.505.5450 for specific information on the plans.
For questions or additional information contact the ABA Law Student Division ABALSD@staff.abanet.org